home insurance
auto insurance
business insurance
life & health insurance

 


SERVICES

HOME INSURANCE .......................................................................................................................................
The Homeowners policy covers both damage to your property and your liability or legal responsibility for injuries and property damage you or members of your family cause to others. It also covers loss of use and additional living expenses in the event that you’re unable to live in your home temporarily because of a fire or other covered disaster.

We can tailor the policy to suit your individual needs and budget. Our companies have numerous discounts we can offer including multi policy credits for Home, Auto and Life. You can also add optional coverages or endorsements to your policy to broaden the nature of the protection even further. Contact us today to get a quote and learn more about these important coverages.
AUTO INSURANCE.........................................................................................................................................
Auto insurance typically covers your vehicle, its contents and legal obligations or medical expenses that may arise from an accident, as well as providing coverage in case the person at fault for the accident is uninsured or underinsured. Companies offer a number of discounts to help you save money on your auto premiums and optional coverages to broaden your protection even further. We can tailor the policy to suit your individual needs and budget. Contact us today to get a quote and learn more about the coverages.
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BUSINESS INSURANCE.................................................................................................................................
Insurance coverage that protects your business from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses. We will evaluate your insurance needs based on potential risks which can vary depending on the type of environment in which your company operates.

Keeping your business properly insured protects your employees, your assets and the income you count on to care for your family and provide for your future. Having your business improperly insured can cause gaps in your liability protection that can put you at risk or can lead to excess costs from coverages that you don’t need or want.

Give us a call if you would like to get a second opinion on your current coverage or a quote on New business . We can offer Property and Casualty on many business types.

A few of the coverages we offer include:
• Commercial Property • Workers Compensation • Professional Liability / E&O Coverage
• Commercial Liability • Inland Marine • Bonds
• Commercial Auto • Commercial Umbrella  

Contact us to go over your insurance needs and learn more about these important coverages.

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LIFE & HEALTH INSURANCE.........................................................................................................................
Life insurance policies are important because they provide many options for debt repayment, income replacement and estate planning for your family. Without a life insurance policy, your death could spell financial disaster for your heirs and could hurt their financial future. A life insurance policy provides a monetary benefit when typically the holder of that policy dies. There are many types of life insurance including: term life, whole life, universal.

Health insurance is probably the most important type of insurance an individual/family or business can have. Health insurance can pay for unexpected medical problems that can arise as well as certain types of routine health services. This can include going to the doctor and the costs for surgeries that may or may not result stays in the hospital. Without health insurance, individuals would need to pay for health-care costs out of their own pocket.

Contact us for a quote on Individual Health insurance, Group Health insurance or Disability products. We can tailor your policy to your needs.

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